At AJ Insurance, we understand that the best way for you to save money when purchasing car insurance is to shop around. However, comparison shopping can become very time consuming and complicated. In order to facilitate this process, we do all the research for you! By following 3 quick and easy steps, you will have the best quote in no time!

Non-Standard Auto

Non-Standard Auto insurance is usually offered for individuals who do not maintain insurance on a permanent basis (Certificates shoppers), or who has a lot of tickets and accidents. Also, these are individuals who have DUI or youthful drivers.

AJ Insurance provides Personal Automobile insurance to individuals who do not qualify for coverage in the standard marketplace. This could be as a result of their driving record; unacceptable conviction or accident history; an undesirable vehicle type; or any other factor making an applicant ineligible for standard personal automobile insurance.

• Liability Coverage: covers you for damages to others if you’re at fault in a covered accident.
• Medical Payments Coverage: provides payment for your reasonable and necessary medical treatment for bodily injury caused by a covered accident.
• Underinsured/Uninsured Motorist Coverage: protects you for covered damage caused by drivers who don’t have auto insurance or don’t carry enough auto insurance.
• Collision Coverage: covers damages to your insured car after an accident.
• Comprehensive Coverage: pays for covered damages to your insured car resulting from a peril other than a collision, such as theft or natural disasters.
• Personal Injury Protection: covers certain reasonable and necessary expenses.