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Homeowner's Insurance

AJ Insurance offers a wide range of affordable and comprehensive homeowner’s insurance policies to suit your particular need. Your AJ Insurance agent will help you review and customize your options for homeowner’s insurance. Our agents are diligently trained to help you adequately protect one of your largest financial investments, your home.

Insuring Your Valuables

Insuring your valuables is an important point to consider when purchasing your homeowners insurance.  Most homeowner insurance policies will cover your house and it's contents.  However, most of these policies have coverage amounts that are limited for certain items.

Types of coverages offered
 
  • Personal Property: protects movable personal property, mostly within your home. 
  • Family Liability Protection: pays for covered damages which you're legally obligated to pay.
  • Guest Medical Protection: pays for your guests’ medical expenses who are accidentally injured on your property as a result of a covered loss.
  • Additional Living Expenses: pays the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.

Your AJ Insurance agent can also help you secure your valuable possessions under your homeowner policy. You will want to make sure that your homeowner’s insurance is placed with enough coverage to replace the house and also replace the contents inside. Your AJ Insurance agent can help you determine how much additional coverage above the home’s value should be added onto your policy.  Some items that will be covered under your policy are:

• Engagement/Wedding Rings                            
• Fine Jewelry
• Appliances                                                                 
• Clothing
•Furniture                                                                         
•Electronics
•Clothing                                                                           
•Valuables

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